First Home Buyer Specialists
Buying Your First Home? We'll Guide You Every Step of the Way.
Stryve Finance is a family-owned mortgage broker with 10+ years of experience helping Australians buy their first home. From government grants to finding the right loan across 50+ lenders, we handle the complexity so you can focus on the exciting part.
50+ Lenders Compared
Stamp Duty Concessions
$0 Broker Cost
How It Works
Your First Home in 4 Clear Steps
Never bought a home before? That's exactly who we're here for. Our 4-step process takes you from initial conversation to holding the keys — with Stryve Finance alongside you at every stage.
1
Free Initial Chat
We learn about your situation, goals, and timeline — no obligation, no jargon, just a real conversation about what's possible.
2
Understand Your Budget
We assess your borrowing capacity, identify applicable grants, and map out a realistic deposit and repayment plan.
3
Compare & Select Your Loan
We search across 50+ lenders to shortlist the most competitive home loan options that match your needs and financial position.
4
Apply & Settle
We manage your application end-to-end and stay by your side through approval, contracts, and settlement day.
Government Grants & Concessions
Don't Miss the Government Support Available to First Home Buyers in Australia
Australian first home buyers may be entitled to thousands of dollars in grants and concessions — but the eligibility rules vary by state and change regularly. Stryve Finance keeps across every scheme so you don't have to.
Specialist Guidance on Grants, Schemes & Stamp Duty Savings
The First Home Owner Grant, First Home Guarantee, and state-based stamp duty concessions can significantly reduce your upfront costs. Our brokers assess your eligibility across all available schemes and factor those savings directly into your borrowing strategy.
- First Home Owner Grant eligibility check included
- State-specific stamp duty exemptions and concessions mapped
- First Home Guarantee (5% deposit) scheme assessed
- Help to Buy and shared equity schemes reviewed where applicable
First Home Buyer FAQs
Common Questions From First Home Buyers Across Australia
Most lenders require a minimum 5% deposit, and with the First Home Guarantee scheme you can avoid Lenders Mortgage Insurance (LMI) with just 5% saved. A 20% deposit eliminates LMI entirely. We'll assess your specific situation and recommend the most cost-effective path.
Eligibility depends on your state, the property type, and the purchase price. The First Home Owner Grant ranges from $10,000 to $30,000 depending on where you buy. Stryve Finance checks every available scheme — federal and state — as part of your free assessment.
In most cases, no. Stryve Finance's broker service is free to first home buyers — we're paid a commission by the lender once your loan settles. There are no hidden fees, and we'll always disclose how we're remunerated upfront.
From your first consultation to settlement typically takes 4–8 weeks, depending on the lender and property. Pre-approval can often be arranged within 3–5 business days. We keep you informed at every stage so there are no surprises.
Your bank can only offer its own products. Stryve Finance compares loans across 50+ Australian lenders to find the most competitive rate and features for your situation. As a family-owned broker with 10+ years of experience, we also provide personalised support that a bank branch simply can't match.
The First Home Guarantee (formerly FHLDS) allows eligible first home buyers to purchase with a 5% deposit without paying LMI, with the government guaranteeing the remaining 15%. Income and property price caps apply. We assess your eligibility as part of your free consultation.
5-Star Rated Australian Broker
Start Your First Home Journey With a Free Assessment
Stryve Finance has earned a 5-star average client rating from Australians who trusted us with their first home purchase. Our family-owned team provides end-to-end support — from that first nervous question to the moment you get your keys — at no cost to you in most cases.
- Free consultation — no obligation, no upfront cost
- Government grant and stamp duty concession guidance included
- 50+ lenders compared to find your most competitive rate
- End-to-end support from first chat through to settlement day